1.If a registrant is unable to attend an event for any reason they may substitute, by arrangement with the registrar, someone else from the same institute/organization. 
2.Where the registrant is unable to attend, and is not in a position to transfer his/her place to another person or to another event, then the following refund arrangements apply: 
----->a.Registrations cancelled before September 30, 2015 will be refunded 80% of the registration fees.
----->b.Registrations cancelled during October 1-31, 2015 will be refunded 50% of the registration fees.  
----->c.Registrations cancelled after November 1, 2015 will not be eligible for a refund.
Refunds will be made in the following ways:
----->For all payments, a bank transfer will be made to the payee nominated account (the account will be asked from the registrant later). 
Please note: the refund will be made by bank transfer and all bank charges will be for the registrants account.